If you have called your insurance and the representative told you that your particular counselor is out-of-network, that is because we submit claims under our group name (Overcomers Counseling) and/or our clinical admin (Jennifer Luttman, LPC) and both of which are in-network. We accept most major insurances and will provide you an estimated cost prior to your session.
Yes! Health First Colorado (Medicaid CO) is broken up into seven regions (RAEs), and Overcomers is in-network with all regions. On rare occasions, Overcomers may not be able to accept a client with specific stipulations with their Medicaid benefits. Upon booking a session, Overcomers will verify your benefits.
A copay, or copayment, is a fixed amount that you, as the client, are required to pay for each counseling when we bill your insurance. The exact amount varies based on your specific health insurance plan.
A counseling session will usually have the same copay as a PCP (Primary Care Physician) visit and/or an Office Visit. If you have a copay plan, you'll sometimes see your copay listed on your insurance card.
Absolutely!
Your deductible will vary depending on your insurance plan. If you have a copay plan, your deductible does not need to be met. If you have a coinsurance plan, typically, your deductible will need to be met before insurance will share in the cost for therapy.
Solution-focused therapy, a goal-oriented approach that emphasizes solutions rather than problems, is covered by Medicaid. This type of therapy is beneficial for individuals looking for short-term, objective-focused treatment options.
