Retta Smith MA, LPCC
LPCC.0024275,

Retta Smith MA, LPCC

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Counselor bio

About Retta

Hi there! I believe therapy works best when it feels real, human, and collaborative. I show up as my authentic self and invite my clients to do the same, creating a space where both positive and difficult experiences can be openly explored and held with care. My approach is person-centered and existential, meaning I focus on who you are, what gives your life meaning, and how your values shape the choices you want to make. I also draw from Acceptance and Commitment Therapy (ACT) and strength-based interventions to help you build awareness, resilience, and confidence in your ability to navigate life’s challenges. Above all, I strive to meet you where you are, offering empathy, curiosity, and support while working together to shape therapy into something that feels intentional and aligned with your needs.

“We think we need answers, but what we really need is room. Room to change our minds. Room to be surprised by joy again. Certainty is tidy, but it leaves no space for wonder.” - The Tiny Joy Project

Counselor Availability

Retta is Accepting New Clients

Reserve your spot and start the adventure of a lifetime!

Sun.
Sun.
Mon.

7:00 am

8:00 am

Mon.
Tue.

7:00 am

2:00 pm

3:30 pm

Tue.

8:00 am

12:30 pm

7:00 am

Wed.

7:00 am

2:00 pm

3:30 pm

Wed.

7:00 am

8:00 am

Thur.

7:00 am

2:00 pm

Thur.

7:00 am

8:00 am

11:00 am

Fri.

7:00 am

9:30 am

11:00 am

12:30 pm

Fri.
Sat.
Sat.
Online
FAQs

FAQs about Retta Smith MA, LPCC

If you have called your insurance and the representative told you that your particular counselor is out-of-network, that is because we submit claims under our group name (Overcomers Counseling) and/or our clinical admin (Jennifer Luttman, LPC) and both of which are in-network.  We accept most major insurances and will provide you an estimated cost prior to your session.

If we happen to fall outside of your insurance network, we can provide you with a superbill. A superbill is a detailed receipt of the services you received which you can submit to your insurance provider for potential reimbursement.

Medicaid members will usually have a $0 copay for counseling or psychiatry.

Please visit our Cost page to learn more about our rates and accepted insurances

Medicaid covers a wide range of mental health services at Overcomers Counseling, including individual therapy, family therapy, psychiatric evaluations, and medication management. Our providers work in solution-focused, client-centered, and other evidence-based approaches, tailored to your goals and needs, all within a safe and respectful environment. Coverage is available across our Colorado Springs, Aurora, Fort Collins, and Pueblo locations, plus statewide teletherapy. Upon booking a session, Overcomers will verify your specific benefits.

A copay, or copayment, is a fixed amount that you, as the client, are required to pay for each counseling when we bill your insurance. The exact amount varies based on your specific health insurance plan.

A counseling session will usually have the same copay as a PCP (Primary Care Physician) visit and/or an Office Visit.  If you have a copay plan, you'll sometimes see your copay listed on your insurance card.

In order to use Telehealth, your web browser needs to have access to your camera and microphone. This is what allows the other participant in a video call to see and hear you. Typically, you may only need to explicitly allow access to your camera and microphone once, but the following instructions outline how to ensure therapy portal can access your camera and microphone in each major browser.

To quickly join your telehealth/virtual session, visit our Client Portal Telehealth. Select your Provider and Join Waiting Room. You don't need to log in to the Client Portal; however, if you want to manage your appointments, you'll need to log in.

The quality of your video call relies heavily on the devices and internet connection the most common issue is poor internet connection or speed. Please be sure you are in a good location with adequate internet.

Click here to access our Client Portal.

In Network Counseling Services

Retta Accepts the Following Insurances

We're thrilled to accept most major insurance plans, making it easier for you to focus on your well-being while we handle the paperwork.

Top-Rated Counseling Services

Why clients choose us for therapy

Our counselors are pros at turning challenges into growth. Ready to start your journey to a happier, healthier you? Let’s do this!

Gemini Ai
AI Summary
Across hundreds of client reviews, one theme comes through again and again: people feel truly heard here. Clients describe finally finding a therapist who understood them, gaining real tools for anxiety, trauma, and anger management, and walking away from sessions feeling lighter and more hopeful. Many say Overcomers was the first place therapy actually felt like the right fit — a space to be met with warmth, patience, and genuine care on the path to becoming who they're meant to be.
Apr 12, 2026
Sarah Webster SWC
⭐⭐⭐⭐⭐
This was the most enlightened therapy experience. Not sugar coated but also nonjudgmental. Learned about myself my triggers and how to face life fully without fear and anxiety.
Apr 10, 2026
Molly Miller MSW, SWC
⭐⭐⭐⭐⭐
Molly was outstanding! She helped with everything I was looking for and more. Highly recommend!
Apr 10, 2026
Sierra Brown LCSW
⭐⭐⭐⭐⭐
Scheduling was relatively easy and Sierra is great! Looking forward to growth!
Apr 9, 2026
Jorlyse Dickens MSW, SWC
⭐⭐⭐⭐⭐
I had a very great experience can’t wait for my next appointment
Apr 7, 2026
Katelynn Pucci LPC
⭐⭐⭐⭐⭐
The whole experience was very easy. Being able to connect online from the comfort of my home made the experience stress free for me. Also I am very happy with my therapist. She seem so easy to talk to and really helps me to feel comfortable and is knowledgeable.
Apr 2, 2026
Margot Bean, LCSW
⭐⭐⭐⭐⭐
Your system works. You have a very staff in this allows post to become more comfortable.